Holistic payment infrastructure for digitized economies

Our Interoperable Payment Network integrates various financial players into a unified system, enabling rapid adoption and seamless transactions by leveraging cutting-edge technologies like real-time payment processing, QR codes, NFC, and digital interfaces.

Bring financial entities together with

Unified Payment Interface

Our Unified Payment Interface leverages a robust microservices architecture, modularizing payment services for independent deployment. It unifies bill payments, retail purchases, and business transactions into a single platform, with each microservice handling specific tasks to deliver a seamless user experience.

Interbank transactions

We enable seamless inter-bank transactions through advanced API integrations, connecting diverse banking systems for swift and secure fund transfers. Our RESTful APIs standardize communications, enhancing interoperability and reducing transaction times, ensuring efficient data exchange and processing.

Digital Inclusion

We drive digital inclusion in underserved areas with mobile-friendly and cloud-based solutions that require minimal infrastructure, making digital banking accessible and affordable. Our low-cost, easy-to-implement technologies and community training programs empower users in remote areas to leverage digital tools effectively.

Holistic Fast Payment System

Our platform is transforming the landscape of digital payments by seamlessly integrating banks, businesses, and consumers into a unified, sophisticated payment system.
Our SoftPoS system provides a holistic digital payment infrastructure and fosters ecosystem expansion, enabling new payment instruments and innovations across financial players.

Here is how we make a difference

Solution that Accelerates Innovation

We utilize cutting-edge technologies such as real-time payment processing, QR code integrations, NFC capabilities, and a comprehensive digital interface.

These technologies converge to create a robust payment infrastructure that not only simplifies transactions but also enhances the security and reliability of each financial operation.

Person-to-Merchant Payments

For person-to-merchant payments, we employ sophisticated QR code technology and mobile payment applications that are easy to use and highly secure. Our QR codes are dynamically generated, offering an additional layer of security, and are integrated with mobile apps and other wireless communication technologies.

Our solutions are designed to support a variety of payment methods, ensuring that no matter the size or scope of the transaction, the payment process is smooth and user-friendly.

Innovations Hub

Our platform offers integrated tools, data, and relationships that empower new solutions like micro-loans, alternative credit scores, and biometric payments

Enhanced Security and Compliance

Our robust security measures like encryption and multi-factor authentication ensure transactions are safe and reliable under strict regulatory standards.

Upholding global values

Through our digital payment infrastructure, we're committed to reducing economic inequality and promoting global financial inclusion.

Our solution upholds the UN’s Sustainable Development Goals by:

Increasing access to cross-border financial services and reducing transfer costs.

Fostering collaborative efforts amongst nations through our payment network solution.

Empowering economic growth through a streamlined payment process for all.

Revolutionizing Payments Through Digital Payment Infrastructure

Our platform goes beyond digital phone payments, it drives economic growth through an open infrastructure.
Bringing together different financial players, our interoperable payment system drives innovation in the economy.

Innovation in Credit Scoring and Payments

We leverage alternative credit scoring methods using payment data, such as psychographic and inventory scores, making credit assessments more inclusive and precise.

SoftPoS System

Our SoftPoS system provides a holistic digital payment infrastructure and fosters ecosystem expansion, enabling new payment instruments and innovations across financial players.

Innovation Accelerator

As an innovation accelerator, our platform offers integrated tools, data, and relationships that empower new solutions like micro-loans, alternative credit scores, and biometric payments

Revolutionizing Payments Through Digital Payment Infrastructure

Our platform is transforming the landscape of digital payments by seamlessly integrating banks, businesses, and consumers into a unified, sophisticated payment system.
We utilize cutting-edge technologies such as real-time payment processing, QR code integrations, NFC capabilities, and a comprehensive digital interface.

These technologies converge to create a robust payment infrastructure that not only simplifies transactions but also enhances the security and reliability of each financial operation.

Crafting Precision, Revealing Brilliance

Advanced Features

Supporting a range of transactions including P2P and P2M, our platform enhances transaction capabilities with QR payments, online retail payments, and innovative tokenization for offline payments.

Multifaceted Approach to Innovation

Built-in Security & Innovation

Ensure the highest security standards with password-less multi-factor authentication and robust anti-fraud measures.
Innovate continuously with features like centralized loyalty programs and virtual gift vouchers to enhance user engagement and satisfaction.

Scalability

Our infrastructure is designed for scalability, handling rapid increases in transaction volumes without compromising performance.

Flexibility

Flexible architecture allows seamless integration with various banking and commercial systems, ensuring a cohesive payment experience for all users.

Card Programs and Ecosystem

Expanding our services to include comprehensive card programs, enhancing the versatility of payment options available to businesses and consumers.

Card and Wallet Links

Seamless integration between cards and digital wallets, providing a unified platform for accessing and managing funds across different payment instruments.

Electronic Mandate Payments

Introducing automated and recurring payment capabilities, simplifying regular transactions for businesses and facilitating better cash flow management.

Quick credits

Tailored financial solutions for businesses to access quick credit options, supporting growth and operational needs efficiently.

Our strength

Processed transaction worth $25 Billion, close to 62.5% of the operating nation's GDP

reflects the reach of our payment network

20+ million people and 1.3+ million merchants

unite on our digital payment platform, to create a thriving financial infrastructure.

Want to tap into the future of payments?

Learn about how our holistic payment solution is revolutionizing the way businesses and individuals manage their finances. Join the digital revolution of payments.

Impact By
The Numbers

18 million users and
1.1 million merchants

Processing transactions worth
NPR 5 billion daily

Transform how your business handles finance.

Contact us today to learn more about our digital banking solutions and how we can help you achieve operational excellence and superior customer engagement.
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