Discover newer possibilities for providing hassle-free, automated instant loans

Minimize risk significantly with a fully automated loan management system that scales according to your customer needs without manual intervention. Our offer is a highly customizable solution that allows for fine adjustments and is completely self-sustaining once set up.

Get in touch with our Experts

Discover new possibilities for providing hassle-free, automated instant loans

Minimize risk significantly with a fully automated loan management system that scales according to your customer needs without manual intervention. Our offer is a highly customizable solution that allows for fine adjustments and is completely self-sustaining once set up.

Let's Talk

Automated instant loans add value by

Meteoric revenue growth

By providing automated instant loans our partners tap into new revenue streams, catering to the growing demands for quick credit options and thereby serving a wider underserved demographic. This means increased loan portfolios and long-term profitability.

Near zero operational costs

Automating loan management processes eliminates manual intervention, yielding significant cost savings on daily operations, infrastructure, and labor. This approach avoids the hefty upfront investments, delayed timelines, and uncertainty that come with building a loan product from scratch.

Innovative customer-centric AI scoring

Our partners leverage real-time scoring capabilities for precise loan assessments, mitigating risks and enabling customized loan products aligned with their business goals. Powered by our Advanced Intelligence arm, we drive innovation in specialized domains, exploring new frontiers to stay ahead of what is out there.

Digital lending, simplified

Navigate the loan process effortlessly, learning here every step of your customer’s journey. Personalised customer journeys make expanding loan portfolios faster and more seamless.

Decision Analytics

Customer Identification

Instant Onboarding

Instant Disbursal

Auto Repayment

Decision Analytics

Create smarter lending journey maps with our advanced algorithms. Reduce default rates, ensuring better yields for your institution with enhanced accuracy.

Customer Identification

Quickly and securely verify customer identities. Reduce fraud and stay compliant with regulatory standards, all while keeping your processes efficient.

Instant Onboarding

Streamline the loan process with our quick and easy system. Elevate customer satisfaction and conversion rates with minimal hassle.

Instant Disbursal

Disburse loans immediately after approval. Increase your service efficiency and build trust with faster, reliable payouts.

Auto Repayment

Automate repayment schedules to ensure timely settlements. Reduce administrative tasks and improve cash flow effortlessly.

Decision Analytics

Create smarter lending journey maps with our advanced algorithms. Reduce default rates, ensuring better yields for your institution with enhanced accuracy.

Customer Identification

Quickly and securely verify customer identities. Reduce fraud and stay compliant with regulatory standards, all while keeping your processes efficient.

Instant Onboarding

Streamline the loan process with our quick and easy system. Elevate customer satisfaction and conversion rates with minimal hassle.

Instant Disbursal

Disburse loans immediately after approval. Increase your service efficiency and build trust with faster, reliable payouts.

Auto Repayment

Automate repayment schedules to ensure timely settlements. Reduce administrative tasks and improve cash flow effortlessly.

Stand apart with

<1% NPL Rate

Serving over 6 million loan files

Increased personal loan revenue by 250%

<1% NPL Rate

Our exceptional risk management, demonstrated by maintaining a non-performing loan (NPL) rate of less than 1%, helps you manage risk more effectively. This reliability ensures confident expansion of your lending portfolio while maintaining total security.

Serving over 6 million loan files

Our system’s robustness is evidenced by our partners processing over 6 million loans in total, all possible due to automation and easy lending mechanisms. This capability ensures you can scale operations without compromising on service quality or performance.

Increased personal loan revenue by 250%

Upon implementing our digital lending solution, our partners saw an increase in personal loan revenue of 250% compared to their previous term. We help achieve this by bringing operational costs to near zero, allowing scalability while maintaining control over fine-tunings and customizations.

How digital lending makes a difference

For Customers

Instant Access to Loans

Your customers can experience a user-friendly process to get loans tailored to their profile with minimal requirements.

Personalized Offers

Provide loan offers customized to specific financial needs, enhancing customer satisfaction.

Convenient Management

Allow customers to manage their loans easily through our intuitive platform, improving their overall experience.

For Banks

Expanded Loan Portfolio

Grow your loan offerings and engage digitally with customers more effectively, increasing your market reach.

Efficient Loan Management

Utilize a system that minimizes overhead, maximizes efficiency, and enhances loan management, allowing your institution to focus on growth.

Reduced Risk

Benefit from our advanced AI scoring that ensures low default rates and high reliability, safeguarding your financial health.

Real world impact

Loan Marketplace

We created a platform that integrates micro-loans in mobile wallets, expanding our partner’s lending capabilities.

Buy Now Pay Later (BNPL)

Integrated digital lending platform with QR codes to enable BNPL at merchant terminals, offering flexible payment solutions.

Device/Consumer Financing

Facilitated device financing as loan instruments, catering to niche market needs.

Send Now Pay Later (SNPL)

Enabled SNPL for migrant workers through remittance applications, providing financial support and flexibility.

Third-Party BNPL

Integrated with eCommerce platforms to offer instant loans at checkout, enhancing the shopping experience.

Invest Now Pay Later (INPL)

Enabled INPL through mobile banking applications, offering investment opportunities with flexible payment options.

Loan Marketplace

We created a platform that integrates micro-loans in mobile wallets, expanding our partner’s lending capabilities.

Buy Now Pay Later (BNPL)

Integrated digital lending platform with QR codes to enable BNPL at merchant terminals, offering flexible payment solutions.

Device/Consumer Financing

Facilitated device financing as loan instruments, catering to niche market needs.

Send Now Pay Later (SNPL)

Enabled SNPL for migrant workers through remittance applications, providing financial support and flexibility.

Third-Party BNPL

Integrated with eCommerce platforms to offer instant loans at checkout, enhancing the shopping experience.

Invest Now Pay Later (INPL)

Enabled INPL through mobile banking applications, offering investment opportunities with flexible payment options.

Our strength

Forging enduring partnerships with

12 commercial banks

Driving revenue growth with a total loan portfolio worth

USD 100 million

Transforming lives of more than

9 million customers

United with our partners in automating

300,000 loans

Ready to build new revenue streams? Let us help you start offering instant digital loans in just a few months!

Partner with us to revolutionize your banking operations and stay ahead in the digital lending space. Our solutions not only enhance your service offerings but also solidify your position as a forward-thinking, customer-focused institution.
Let’s Start the Conversation

Ready to build new revenue streams? Let us help you start offering instant digital loans in just a few months!

Partner with us to revolutionize your banking operations and stay ahead in the digital lending space. Our solutions not only enhance your service offerings but also solidify your position as a forward-thinking, customer-focused institution.
Talk To Our Consultants

Customer Loan Life Cycle Management

Insightful Loan Management Dashboard

AI-Driven, Customer-Centric Credit Scoring

Customer focused system built for exceptional digital experience

A Digital Lending Platform that seamlessly integrates

In today's fast-paced financial landscape, our digital loan solutions empower banks to offer instant loans to their cutomers, driving significant value across multiple dimensions.

The Journey

Leveraging Al-driven credit scoring banks can expect increased revenue reduced operational costs, and a seamless, customer-centric experience.
Decision Analytics
Customer Identification
Instant Application
Instant
Disbursal
Auto
Repayment
Decision Analytics
Customer Identification
Instant Application
Instant Disbursal
Auto Repayment

Instant Application

Streamline the loan application process with our quick and easy system. Elevate customer satisfaction and conversion rates with minimal hassle.

Auto Repayment

Automate repayment schedules to ensure timely settlements. Reduce administrative tasks and improve cash flow effortlessly.

Instant Disbursal

Disburse loans immediately after approval. Increase your service efficiency and build trust with faster, reliable payouts.

Decision Analytics

Make smarter lending decisions with our advanced algorithms. Reduce default rates, ensuring better yields for your institution with enhanced accuracy.

Customer Identification

Quickly and securely verify customer identities. Reduce fraud and stay compliant with regulatory standards, all while keeping your processes efficient.

Instant Application

Streamline the loan application process with our quick and easy system. Elevate customer satisfaction and conversion rates with minimal hassle.

Instant Disbursal

Disburse loans immediately after approval. Increase your service efficiency and build trust with faster, reliable payouts.

Auto Repayment

Automate repayment schedules to ensure timely settlements. Reduce administrative tasks and improve cash flow effortlessly.

Risk Management System

Data Warehouse

Consolidate and manage vast amounts of customer data, providing a robust foundation for risk assessment. We assess through 500+ data points.

Algorithmic Engines

Utilize AI and ML to assess risk and make data-driven decisions, ensuring accurate credit assessments.

Customized Risk Management Framework

Tailor the risk management process to suit your institution’s specific needs, enhancing adaptability and control.

Loan Management System

Loan Account Management

Oversee all loan accounts efficiently, ensuring smooth operations.

Web-Based MIS

Access management information systems for insightful reporting, aiding in strategic decision-making.

Marketing & Communication

Engage with customers through integrated communication channels like email, SMS, and push notifications, improving outreach and retention.

Scheduler & Fee Mangement

Manage schedules, fees, late fees, and fines effectively, ensuring compliance and transparency.

Embracing Automation for Efficient Loan Management

Automated Loan Management

From application to repayment, our platform automates the entire loan cycle, ensuring speed, accuracy, and efficiency. This automation allows your institution to reduce manual intervention, minimize errors, and streamline the loan management process, ultimately enhancing operational efficiency.

Multi-Channel Accessiblity

Access loans through multiple channels, including mobile apps and websites. This multi-channel approach provides convenience and flexibility for your customers, ensuring they can manage their loans anytime, anywhere, thus improving customer engagement and satisfaction.

<1% NPL Rate

Our exceptional risk management, demonstrated by maintaining a non-performing loan (NPL) rate of less than 1%, helps your institution manage risk more effectively. This reliability ensures that you can confidently expand your lending portfolio while maintaining financial stability.

100k+ Loans Processed

Our platform's robustness is evidenced by processing over 100,000 loans, all possible due to automation and easy lending processes. This capability ensures your institution can scale operations without compromising on service quality or performance.

Impact

Leveraging Al-driven credit scoring banks can expect increased revenue reduced operational costs, and a seamless, customer-centric experience.

$10+

Million

Worth of loans disbursed every month using our Digital Lending Platform

Customers are booking 100,000+ Loans every month

<1%

Non Performing Loans

$150

Average Loan Amount

100%

End to End Automated

These numbers of 2023 $100 Million is projected to grow up to $1 Billion by 2025
This solution is on high performance trajectory is South East Asia working for 12+ banks

Embracing Automation for Efficient
Loan Management

Automated Loan Management

From application to repayment, our platform automates the entire loan cycle, ensuring speed, accuracy, and efficiency. This automation allows your institution to reduce manual intervention, minimize errors, and streamline the loan management process, ultimately enhancing operational efficiency.

Multi-Channel Accessibility

Access loans through multiple channels, including mobile apps and websites. This multi-channel approach provides convenience and flexibility for your customers, ensuring they can manage their loans anytime, anywhere, thus improving customer engagement and satisfaction.

Built-in Security & Protection

  • Password-less multi-factor authentication for enhanced security.
  • Measures to protect against brute force attacks and ensure session integrity.
  • Advanced protocols to safeguard sensitive data and maintain privacy.

Enabling Business Leadership

  • Complete digital banking solution stack from core banking to card management.
  • Instant account opening and access to quick credit options.
  • Personalization backed by analytics to engage the tech-savvy millennial demographic.

Agility and Cost Management

  • Minimal initial investment with an OPEX model.
  • Opportunities to outsource IT services, allowing you to focus on core business functions.
  • Agile deployment capabilities to quickly adapt and evolve with market demands.

Digital Lending, Simplified

Navigate the loan process effortlessly with our intuitive in-app images guiding you every step of the way. Simplify the journey for your customers, making loan applications faster and more accessible. Enhance the user experience with our streamlined digital lending solution.

Decision Analytics

Make smarter lending decisions with our advanced algorithms. Reduce default rates, ensuring better yields for your institution with enhanced accuracy.

Customer Identification

Quickly and securely verify customer identities. Reduce fraud and stay compliant with regulatory standards, all while keeping your processes efficient.

Instant Application

Streamline the loan application process with our quick and easy system. Elevate customer satisfaction and conversion rates with minimal hassle.

Instant Disbursal

Disburse loans immediately after approval. Increase your service efficiency and build trust with faster, reliable payouts.

Auto Repayment

Automate repayment schedules to ensure timely settlements. Reduce administrative tasks and improve cash flow effortlessly.
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