Unlock the brilliance within: All solutions, one nexus

A one-window solution that allows customers to bank from single seamless interface anywhere and anytime. Have an all-in-one digital suite at your command that acts as a unified system, connecting all banking and third-party services across platforms.

Let’s Talk

Comprehensive retail banking services

We offer a full range of digital services that make daily banking payments, and overall financial transactions accessible from anywhere, anytime.

Account Management

Digital Payments

Flexible Account Options

Chequebook Requests

Digital Deposit Vouchers

Digital Onboarding with eKYC

Loan Services

Online Fixed Deposits

Loyalty Management

Digital Remittance

Multilingual Functionality

Personalized Automated Notifications

Mobile to Web QR Login

Foreign Exchange

Experience unparalleled operational efficiency with our Digital Back-Offices

Our partners benefit from a dedicated Digital Back-Office that ensures the management of all banking features digitally, all happening at our system’s backend with no external intervention. The result is reduced operational costs as well as higher customer satisfaction, all due to our one-window virtual servicing ethos.

Core features for business partners

Centralized Management System

Have the power of One-Window solution to serve all your customers’ needs. Be it your core card features, eKYC integrations, loan processes, remittance services, or loyalty programs, our Digital Back Office system has the technical capabilities to serve customers via one-point. This is completely different from serving customers in the traditional siloed manner.

With our Digital Back Office, our partners can handle every aspect of customers’ banking experience, from customer engagement to selling and cross-selling of banking products, through one centralised management system.

This key element is the cornerstone of our proven ability to deliver cost reductions and efficiency enhancements to our partners.

Omni-Channel Integration

The platform supports consistent and seamless user experiences across all digital touchpoints, allowing effective customer engagement regardless of the device or platform used.
We use a microservices architecture to ensure seamless integration across different platforms.
Real-time data synchronization is achieved using event-driven architecture (EDA), which ensures that all user interactions are updated across platforms instantaneously.

Streamlined Onboarding and Services

The platform accelerates customer onboarding and service deployment, facilitating a swathe of complex banking operations.
This significantly reduces the setup time for new services and allows for quick customization according to specific partner needs.

Advanced Security Protocols

State-of-the-art security measures protect operations and customer data. Features include SMS verification and mobile-to-web QR logins, enhancing fraud prevention and compliance.
We deploy continuous monitoring tools that use artificial intelligence to detect and respond to security threats in real-time.
This includes regular scans for vulnerabilities, automated patch management, and intrusion detection systems.

Demystify customer engagement

Automated Engagement Tools

Advanced analytics deliver personalized notifications and offers, enhancing customer engagement and retention. Using event-based triggers, our system sends real-time communications to customers via their preferred channels. This can include alerts about new features, reminders for payments, or promotions that are relevant to their recent interactions, ensuring timely and relevant engagement.

Rewards and Loyalty Programs

Customizable loyalty programs reward customer engagement and foster long-term relationships. The loyalty program is equipped with an automated redemption process that simplifies how points are redeemed. Customers can easily convert their points into rewards through their mobile app or website, enhancing the user experience and encouraging further engagement.

Our strength

60 Banks

use our solution to provide a smooth banking experience

23 Million Users

benefit every single day from what we offer

$50 Million

worth of successful transactions every day by our partners

Bring the hassle-free digital banking experience for your customers today.

Integrate, automate, and elevate your customers' financial lives with our embedded digital Banking solutions. Let's ensure together the smoothest digital banking experience for your customers.
Let's Start the Conversation

Loan and Deposit: Designed Intricately

Instant Digital Loans

We use advanced analytics for fast loan eligibility assessments and quick approvals. We maintain real-time connections with major credit bureaus to fetch up-to-date credit information, ensuring that our assessments are based on the most current data available.
Our in-house credit assessment technology has 500+ data points to ensure the right loan in the right hands at the right amount.

Real-time Fixed Deposits

We facilitate immediate opening of fixed deposit accounts, with options for securing loans against these deposits. We dynamically adjusted interest rates based on market conditions and individual customer profiles.
This feature ensures that customers receive the most competitive rates available, enhancing the attractiveness of our fixed deposit products.

Loan Against Fixed Deposits

We offer quick access to funds secured against deposits, ensuring efficient processing. Risk assessments for loans against fixed deposits are integrated with our overall risk management framework.
This ensures that loans are provided responsibly, protecting both the financial stability of our institution and the interests of our customers.

Transform how your business handles finance.

Contact us today to learn more about our digital banking solutions and how we can help you achieve operational excellence and superior customer engagement.
Let's Talk

Luminous Benefits

For Business Partners

The platform streamlines service delivery and significantly enhances customer satisfaction through innovative features and comprehensive financial services.

For Service Providers

Service providers can utilize the platform to expand service offerings, increase operational efficiency, and achieve higher customer retention through technology-driven solutions.

Account Management

At our core, we offer a sophisticated suite of account management tools that empower our partners with unparalleled financial insights and control. These tools include:

Activity Tracker

A real-time monitoring tool that captures every transaction and interaction across customer accounts. This tracker helps in identifying trends, understanding customer behaviors, and detecting any anomalous activities to ensure security and compliance.

Financial Reporting Engine

This solution provides comprehensive reporting capabilities that can be tailored to the needs of any financial institution. It includes customizable report formats, frequency settings, and data aggregation options, facilitating detailed financial analysis and regulatory reporting.

Dynamic Dashboards

Our dashboards are highly customizable and interactive, providing partners with the ability to view and analyze data across various dimensions. This includes the integration of key performance indicators (KPIs), financial metrics, and predictive analytics tools that help in forecasting and strategic decision-making.

Budgeting and Forecasting Tools

These tools enable detailed budget management and financial forecasting, offering features like scenario planning, variance analysis, and financial modeling. This helps partners plan more effectively and make informed decisions based on anticipated financial positions.

Customer Segmentation Module

This tool allows our partners to segment their customer base into distinct groups based on various criteria such as spending behavior, account type, and demographic data. This segmentation helps in tailoring products and marketing efforts to match the specific needs and preferences of different customer groups, enhancing personalization and customer engagement.

Fund Transfers

We support instant transfers for immediate needs, scheduled transfers for future transactions, and cross-border transactions to accommodate global operations.
Each transaction method is fortified with the latest in security technology, ensuring that all transfers are not just quick but also secure. Take up reliability and efficiency for your customers by up a notch!

Loan Services

From the initial application through to fund disbursement, the entire process is automated and optimized for speed and efficiency.
We utilize advanced decision analytics to assess loan applications swiftly, ensuring that financial support is provided when it's needed most. This process not only enhances the customer experience but also supports our partners in managing credit risk effectively.

Digital Payments

We embrace a variety of digital payment options to cater to the evolving needs of modern banking users.
It includes support for QR code payments, which allow for instant transactions at point-of-sale locations, and a robust online bill payment system that integrates seamlessly with utility providers and other billers.
By facilitating these diverse payment methods, we help our partners offer a more accessible and convenient service, driving customer engagement and increasing transaction volumes.

Crystallizing Efficiency of Customer Onboarding

We simplify the onboarding process with efficient and secure features. Our platform includes:

eKYC Integration

Our platform incorporates electronic Know Your Customer (eKYC) technology, enabling swift and accurate verification of new users.
This system utilizes biometric data, government ID verification, and real-time face recognition to ensure compliance and reduce the risk of fraud, allowing new users to set up and activate their accounts without delays.

Flexible Account Options

Understanding the diverse needs of our customers, we provide a spectrum of account options, from basic accounts with essential features to premium accounts offering advanced functionalities.
This flexibility allows customers to start with what they need and upgrade as their financial needs evolve, all managed through a streamlined digital process.

Regulatory Compliance

We are committed to upholding the highest standards of regulatory compliance.
Our platform is continuously updated to align with global financial regulations, including anti-money laundering (AML) standards and data protection laws, ensuring that all operations fulfill the required legal standards to enhance security and build trust.
Solutions
Bank Anytime Lend Digitally with Ease Expedite Payments Transfer Money Globally with Transparency Make Everyday Spends Accessible Future of Banking Reward Loyalty Supercharge with Advanced Intelligence
Company
About Blog Our Partners Privacy Policy
© 2024 FILPS Software Design LLC. All rights reserved.