Buy Now Pay Later
Buy Now Pay Later (BNPL) empowers banks to capture the booming consumer credit market by offering a fully bank-led, app-integrated financing experience. Customers can discover offers, accept loans, schedule repayments, and track usage—without leaving the bank’s mobile app—strengthening trust and loyalty.
Merchants gain a powerful back-office suite to manage product eligibility, commission structures, risk-based pricing, and promotional campaigns, boosting sales and conversions. With seamless settlement orchestration and compliance built in, this solution turns BNPL into a scalable, low-friction growth engine for banks, merchants, and consumers alike.
Platform Capabilities
Bank-owned BNPL journeys
Fully native to the mobile banking app—no need for third-party BNPL platforms.
Merchant management system
Enables banks to onboard, configure, and monitor merchant BNPL participation.
Inventory & discount control
Merchants define eligible items, apply promotions, and manage BNPL-linked offers.
Risk & pricing flexibility
Banks adjust interest rates and commissions based on customer profiles and merchant partnerships.
Frictionless customer experience
Streamlined checkout, repayment, and tracking within the bank’s app increases adoption and trust.