Micro Credit Solution
Micro Credit Solution is a next-generation platform that enables banks and financial service providers to design, configure, and launch tailored micro-lending products at scale. Combining a native Loan Origination System, Loan Management System, and AI-powered risk engine, it manages the entire credit lifecycle—from offer creation and underwriting to disbursal and repayment.
The platform ties loans to contextual use cases within mobile apps, wallets, or partner ecosystems, enabling programs like travel financing, mobile top-ups, insurance, or investment credit. With configurable limits, interest rates, and compliance workflows, it transforms micro-lending into personalized, situational financing that drives customer engagement, adoption, and new revenue streams.
Highlights
Native LOS & LMS
End-to-end digital loan lifecycle management for microcredit products.
Configurable orchestration
Banks can design contextual credit programs (e.g., travel, insurance, mobile top-up, wealth management).
AI-driven risk assessment
Alternative scoring and underwriting tailored to each micro-use case.
Seamless ecosystem integration
Works across mobile banking apps, wallets, and partner platforms.
Personalized customer experience
Real-time, situational loan offers aligned to individual behaviors and needs.