Embedded Finance Rails
Filps’ Embedded Finance Rails enable banks, fintechs, and telcos to seamlessly embed core banking, lending, insurance, and payments into third-party platforms like wallets, marketplaces, and super apps—making financial services contextual and omnipresent. Built on a federated architecture with lightweight middleware and logical engines, the solution ensures real-time processing, interoperability, and resilience without overhauling legacy systems.
Standardized APIs with tokenization and security allow partners to quickly launch programs such as Pay by Account, BNPL for drivers, or embedded insurance. By turning every customer interaction into an opportunity to cross-sell and engage, the rails transform finance from a siloed service into an everyday experience that drives growth for operators and convenience for customers.
Highlights
Federated Architecture
Distributed middleware enables interoperability between banks, wallets, fintechs, and third parties.
Standardized APIs & Security
Open, tokenized APIs ensure seamless integration and secure data exchange.
Contextual Services at Scale
Launch tailored programs like Pay by Account, BNPL, or embedded insurance directly on partner platforms.
Wallet as Real Estate
Leverage the wallet’s speed and scale to co-create and deliver financial services at the point of need.
Faster Go-to-Market
Logical engines process rules and workflows without forcing banks to reinvent core infrastructure.