Mobile Financial Services

Wallet Core & Ledger Management

Filps’ Wallet Core & Ledger Management is the engine behind successful mobile financial services, delivering real-time, secure processing for millions of micro-transactions. Acting as a purpose-built “core banking system” for wallets, it manages customer accounts, transactions, settlements, commissions, and agent/merchant hierarchies with precision. Beyond ledgering, it powers distribution management, enabling custom MDRs, commission structures, and tailored agent workflows for cash-in/cash-out and onboarding.

With open APIs and tokenization, it integrates seamlessly with third-party systems to co-create programs across payments, lending, loyalty, and insurance. Pre-enabled with fraud detection, analytics, CRM, and ticketing, the Wallet Core transforms from a transaction processor into a full ecosystem enabler—helping operators launch faster, scale bigger, and manage everything from a single, intelligent hub.

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Highlights

Core Banking for Wallets - Icon
Core Banking for Wallets

Manages accounts, ledgers, transactions, and commissions with precision.

Agent & Merchant Hierarchy Control - Icon
Agent & Merchant Hierarchy Control

Configure, manage, and incentivize distribution networks at scale.

Integration & Co-Creation Ready - Icon
Integration & Co-Creation Ready

Open APIs and tokenization for seamless partner programs.

Tertiary Services Included - Icon
Tertiary Services Included

Fraud detection, MIS, CRM, sales force management, ticketing, and more.

Scalable & Reliable - Icon
Scalable & Reliable

Handles high transaction volumes with real-time accuracy and resilience.