Payment Switch

The Account-to-Account (A2A) Payment Switch is the backbone of a modern digital payment ecosystem, enabling fast, secure, and interoperable real-time transfers between bank accounts across all participating institutions. Acting as a central hub, it connects banks, wallets, and payment providers into a unified network, eliminating silos and ensuring seamless transactions regardless of provider.

For consumers, it means instant money transfers, bill payments, and purchases; for merchants, faster liquidity and better cash flow; and for banks, a scalable, cost-efficient platform that supports growing transaction volumes. By powering always-on payments, the A2A Switch builds trust in digital transactions and accelerates the transition to a cash-lite economy, benefiting governments, businesses, and individuals alike.