Unearth fast payment systems that create impact

Seamlessly integrate payment methods across merchants, wallets, and banks with advanced payment switches, QR tech, NFC, and more—to build a dynamic payment network that has the power to drive digital economies forward.

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Carve out the next-gen digital banking experience

Banking designed for the mobile-first next-gen user. Personalised UI and Conversational AI capabilities mean an experience that keeps the financial wellbeing of users paramount while presenting a sleek and seamless user experience.

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Radiate the ease of instant loans

Be it Buy-Now-Pay-Later or building a marketplace of microloans, our loan management system can be redesigned to serve your business objectives with near-zero operational costs and exponential revenue growth potential.

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Our partners secured a platinum win with our Neobanking solution at the Infosys Finacle Innovation Awards 2024

Curious about the possibilities? Discover how our solutions can help scale new heights.

Let’s Get in Touch

Unearth fast payment systems that create impact

Learn More

Carve out the next-gen digital banking experience

Automated banking designed for the mobile-first next-gen user. Personalized UI and conversational AI capabilities mean an experience that keeps the financial well-being of your users paramount while keeping it sleek and seamless.

Learn More

Radiate the ease of instant loans

Learn More

Our partners secured a platinum win with our Neobanking solution at the Infosys Finacle Innovation Awards 2024

Curious about the possibilities? Discover how our solutions can help scale new heights.

Let’s Get in Touch

Strengthen every facet of a customer’s financial wellbeing with luminescent solutions

Just as nature takes years to reveal a geode’s brilliance, our journey has caused us to refine our solutions to adapt across various use cases in the industry. Our offerings are finely tuned to our partner’s goals and their customers’ evolving demands, ensuring performance, flexibility, and reliability.

The layers of a geode tell a story of growth. Similarly, our solutions—crafted from the ground up—embody resilience, adaptability, and depth. Every product we develop carries a legacy of refinement, tailored to meet the standard of our diverse partnerships.

Like the pressures that form a geode’s crystals, our core values drive us to deliver pioneering solutions for our partners. We’ve built capabilities that stand apart, bringing innovation that is yet to be replicated in the marketplace.

A geode’s rough exterior hides its brilliance. Our solutions too provide the right technological infrastructure and strategic insights so that our partners can go ahead in achieving both their business goals and creating a lasting impact in the world at large.

Our Solutions

Our Impact in Action

All our solutions are a result of solving ground level financial challenges over the years, in markets across the globe. Some of the products that are a direct result of this are:

Digital Onboarding

We have introduced Digital Onboarding as a key module in our partners’ digital ecosystem as an innovation that increases the ease of customer experience while also significantly managing the cost of daily operations.

With this, our partners have:

Brought down customer acquisition costs by 67%

Reduced the time for the entire onboarding process down
to 3 mins

Introduced gamified loyalty programs to incentivize the process completion

Fast Payment Systems

Our fast payment system has been operational in 16+ countries across 20 markets. Using this system, our partners have a low-cost infrastructure that is modular and interoperable, with ties across international corridors. Our system boasts:

With this, our partners have:

Inclusivity for MSME’s and Micro-merchants

CASA Tokenization for payments

Proprietary domestic routing technology

360° Digital Banking App

Discover how our digital banking solution transformed operations for leading banks across the globe. By implementing our solution, banks have processed 1 million transactions, amounting to transactions of $47 Million every single day.

The platform streamlined transactions and enhanced customer service through tailored interactions and seamless omnichannel access, all while maintaining robust security and operational efficiency.

Here are some of the features we have customized
as part of our offering:

Personal finance management systems

Remittance A/c setups for migrant workers

Goals based deposit mechanisms

Our Journey in Numbers

40+ Million

Userbase

75+ Partners

Worldwide

$30+ Billion

Worth of Transactions Facilitated

300K+

Loans

4 Neobanking

Platforms Globally Deployed

$100+ Million

Worth of Instant Automated Loans

Our Partners

Banks

Elevate your banking operations with custom solutions that seamlessly integrate and enhance your digital capabilities.

Telcos

Transform telecommunications with integrated financial solutions that streamline mobile payments and provide accurate data analytics.

Payment Networks

Optimize payment processes with cutting-edge solutions that drive efficiency and expand transaction capabilities across all actors.

Remittance Service Providers

Revolutionize cross-border transactions with secure, efficient solutions that simplify remittances and expand reach globally.

Fintechs

Integrate Advanced Intelligence, Data Analytics, NFC, payment switch technologies, and more into your technological offerings to stay at the forefront of innovations in digital finance.

Remittance Service Providers

Revolutionize cross-border transactions with secure, efficient solutions that simplify remittances and expand reach globally.

Fintechs

Integrate Advanced Intelligence, Data Analytics, NFC, payment switch technologies, and more into your technological offerings to stay at the forefront of innovations in digital finance.

Banks

Elevate your banking operations with custom solutions that seamlessly integrate and enhance your digital capabilities.

Telcos

Transform telecommunications with integrated financial solutions that streamline mobile payments and provide accurate data analytics.

Payment Networks

Optimize payment processes with cutting-edge solutions that drive efficiency and expand transaction capabilities across all actors.

Remittance Service Providers

Revolutionize cross-border transactions with secure, efficient solutions that simplify remittances and expand reach globally.

Fintechs

Integrate Advanced Intelligence, Data Analytics, NFC, payment switch technologies, and more into your technological offerings to stay at the forefront of innovations in digital finance.

Our Values

Like the pressures that shape the brilliance of an earthstone, our values have chiseled out a legacy of rich technological and strategic breakthroughs we wear today as a badge of honor.

As a geode reveals its inner radiance only through the force of nature, our innovations have emerged from these standards of excellence we live up to:

Promise of Partnership

While vendors or consultancies offer technologies, we forge true partnerships by delivering custom solutions tailored to the unique challenges you face. Our approach ensures that your customers' needs are fully understood and effectively addressed.

Continuing Global Impact

With our existing global footprint across 16+ countries, our technologies are tested on a ground level and are equipped to work in multiple scenarios to yield more than optimal outcomes.

Future Proofing our Clientele

Our Advanced Research Lab (ARL) with its associations with universities, think tanks, and other research labs across the globe, ensures that all our solutions are driven by first-hand insights. You will never be in a position to course-correct.

Driving innovation with advanced intelligence

Our Advanced Intelligence arm, powered by AI and ML technologies, ensures that every solution is driven by rich actionable insights.

By leveraging real-time data analytics, predictive models, and advanced algorithms, we continuously refine our offerings to stay ahead of market trends. With this division at the heart of our operations, your business will always be at the leading edge of innovation, ensuring proactive decision-making backed by evidence.

Ready to build a partnership that makes a difference?

Revolutionize your operations with services that truly create an impact. Our solutions not only enhance your service offerings but also solidify your position as a forward-thinking, customer-focused financial institution.

Let's Get In Touch

Ready to build a partnership that makes a difference?

Let’s Get in Touch

Insightful stories

Explore our blog for the latest insights and stories in the fintech world. Stay ahead with expert analysis, innovative trends, and success stories driving the future of finance.

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Enhancing Fraud Detection and Prevention with AI in Banking

In today’s fast-paced digital landscape, the banking sector faces escalating challenges in combating fraud. As cyber threats become increasingly sophisticated,…

Ready to build new revenue streams? Let us help you start offering instant digital loans in just a few months!

Partner with us to revolutionize your banking operations and stay ahead in the digital lending space. Our solutions not only enhance your service offerings but also solidify your position as a forward-thinking, customer-focused financial institution.

Overhaul traditional branches by delivering an
all-in-one embedded banking solution that scales

Banking has traditionally been a tedious process involving multiple processes, paperwork, and physical movement for customers. With Embedded Banking, you can offer them the power to bank seamlessly and without friction.

Core Components

Customer Loan Life Cycle Management

Insightful Loan Management Dashboard

AI-Driven, Customer-Centric Credit Scoring

One-Window Digital Banking Experience

Comprehensive one-window digital banking experience.

Micro-Lending for Short Term Spends

Quick, secure, hassle-free financial assistance.

Simplified Payment Networks

Fast, secure and convienient transactions.

Confident Cross-Border Remittance

Quick and secure cross-border remittances.

Integrated Wallets

Secure, swift and intelligent payment solutions.

Next-Gen Banking Experience

Your customers data will be safe and secure.

Loyalty that Rewards

Cultivate ambassadors who stand by you.

Intelligent Banking on Command

AI financial decision making capabilities.

Our Journey in Numbers

Million+

Userbase

+ Partners

Worldwide

Agents

.2 Million+

Merchants

Loans

$ Million+

Disbursed per month

We Partner With

Banks

Elevate your banking operations with custom solutions that seamlessly integrate and enhance your digital capabilities.

Telcos

Transform telecommunications with integrated financial solutions that streamline mobile payments and provide accurate data analytics.

Payment Networks

Optimize payment processes with cutting-edge solutions that drive efficiency and expand transaction capabilities across all actors.

Remittance Service Providers

Revolutionize cross-border transactions with secure, efficient solutions that simplify remittances and expand reach globally.

Fintechs

Revolutionize cross-border transactions with secure, efficient solutions that simplify remittances and expand reach globally.

Our Journey in Numbers