Digital Payments
Cross-Border Payment Switch
Cross-Border Payment Switch Aggregator is a middleware platform that enables seamless interoperability between national payment systems with different standards, protocols, and settlement frameworks. It acts as a universal translator, reconciling disparate messaging formats and compliance rules in real time to make cross-border transactions as seamless as domestic ones.
By supporting both bilateral and multilateral connectivity, it allows a payment scheme to integrate once and access multiple foreign systems without maintaining separate connections. The result is a scalable, cost-efficient cross-border payment fabric that powers real-time P2P remittances, P2M e-commerce payments, and other account-to-account transactions—simplifying integration, reducing costs, and accelerating the rollout of instant global payment corridors.