At this year’s Futurists X Summit in Dubai, global thinkers, technologists, and innovators gathered to discuss their vision of what the world will look like in 2035. From astrophysicists like Prof. Brian Cox and astronaut Scott Kelly to voices such as Brett King, Pablos Holman, and Henrik von Scheel, the conversations pointed toward one truth - the systems shaping our economies, societies, and everyday experiences are rapidly becoming intelligent, embedded, and self-evolving.
Among the voices contributing to this future-forward dialogue was Biswas Dhakal, CEO of Filps. His message was clear:
“By 2035, banking won’t be a destination. It will be an invisible, intelligent layer that lives inside every digital ecosystem. It will guide, secure and power financial lives in real time.”
From Digital to Autonomous Banking
During the discussion, Biswas outlined how financial institutions must evolve from offering digitized services to building autonomous systems that can anticipate and act. He highlighted three areas that will define this shift. Financial services will move closer to where people already live and transact. Banks will partner with commerce, mobility, and lifestyle platforms to deliver contextual financial experiences. Similarly, with real-time data and AI-driven insights, banks will shift from reactive support to proactive engagement, offering personalized advice and services as customer needs change.
Why This Future Matters
For Filps, these aren’t distant ideas, they’re the foundation of our technology.
Our platforms already enable banks and system operators across emerging markets to build embedded, intelligent, and compliant financial experiences — preparing them for the autonomous era that’s fast approaching.
Events like Futurists X Summit serve as a reminder that the future of finance won’t arrive all at once — it will be built, layer by layer, by those designing for it today.
